After discovering Rockstar Finance Directory, I spent some time sifting through all of the blogs there. I was interested in reading the experience of others in my age group who started from a position in debt and were working their way out. As I did this, I decided to post about personal finance blogs that I enjoy reading. It gives me some incentive to keep exploring and reading and reaching out to a community of like-minded individuals on a similar journey.
HOLY CATS! Good news, everyone!
I’m getting a tax refund!
How did this magical, sparkly goodness happen, you ask?
Please allow me to spin my tale of darkness, woe, a change of fortune and eventual triumph.
Remember when I explained that I have two “extra” paychecks per year? One of them came in this week and I had been waiting eagerly to decide what to do with it. I could apply it to my scary 401(k) loans, or reduce my credit card balances, or add it to my savings for some extra cushion, or even invest it.
What did I decide do with my extra paycheck this week? I used it to punch my credit card debt in the face.