An irreverent perspective on being late to the savings party.

I’m a 47 year-old bipolar single mom of a teenager. I live in a city with a high cost of living and traffic that would melt your brain. After a 20-year career in technology, you could say I’m getting a late start on this journey. With $60k in a 401(k), $60k in debt, and no real assets, my goal is to become financially independent (FI) before I die!